13. PANAS PÓŁMARATON ŚLĘŻAŃSKI
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Payment Deferral Agreement

The person may choose to terminate the deferred payment contract at any time, before the agreed deadline or agreed capital limit, by communicating in writing with the local authority. There are a number of reasons why the person can terminate the account: payments can only be deferred for the fees charged by the care and assistance provider for the services provided. If the person lives in a care home, this probably includes accommodation costs, but if the person lives in assisted housing and pays rent to a landlord (who may or may not be the caregiver), these rents cannot be deferred. The number of principal payments and outstanding interest that must be deferred while deferred payments can stop the account will continue to be subject to interest charges until it is settled and the local authority must ensure that it attracts the person`s attention so that it can make an informed decision about the account count. The deferred payment plan is currently available to all persons living in a nursing home who meet the clear criteria set by the government (see below). If people living in a nursing home meet the criteria of a deferred payment contract, the municipality must offer one. Contact your mae Mortgage Help Network or fannie company – For more information on your options, z.B if you are eligible for a deferral of payment. If this deferral takes effect, you are not entitled to future HAMP „Pay for Performance” incentives.] The local authority also has the authority to offer a deferred payment contract to anyone who lives in a nursing home or subsidized housing system and does not meet all the criteria set by the government. The legal guidelines, when deciding whether or not to offer a deferred payment contract, suggest that if the person has additional savings, he or she can contribute to the municipality`s care costs, which means that the amount of the deferred payment is lower. However, the municipality cannot require a person with a deferred payment contract to contribute to their savings if they do not wish to do so. If the person has sold their home or died, there is a time limit to pay the deferred payment contract in full.

It is either: Interest is not calculated on all outstanding amounts that must be deferred. The deferral of payment does not change other conditions of your mortgage. When a deferred payment agreement is reached, the local authority generally insures its interests by listing a land registry tax on the person`s property for an amount known as Equity Limit. You will then defer all payments until this amount is reached or until the agreement is terminated, depending on what happens in the first place. It is on this date that the person`s home is sold and the municipality receives payment for the care costs it has deferred as part of the agreement. Thank you for telling us about your mortgage. As discussed, you will be approved for a deferral of payment, and we will defer your outstanding amounts in order to update your mortgage. This letter describes what a deferral of payment is and how it affects your mortgage.

The payment contract can only be terminated if the payments and fees incurred by the person have been paid in full.

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